All kinds of mortgages

Annuity mortgage - Capital Repayment mortgage
The mortgage is repaid in increasing monthly installments. The monthly sum (consisting of interest and installments) remains the same for the duration of the contract. As a result, the interest payments (and the tax deduction) decrease over time.

(Dutch = Annuiteiten hypotheek)


Savings mortgage
Your monthly costs consist of interest and deposit. With the deposit into the pledges savings account you will generate capital for the one off repayment of your mortgage at the end of the term. The yield on this account equals the interest rate paid for the mortgage loan.

(Dutch = Bankspaar hypotheek)

Interest Only mortgage
A mortgage based on paying interest only for the duration of the contract. The repayment falls due at the end of the contract.

(Dutch = Aflossingsvrije hypotheek)

Investment mortgage
A mortgage based on installments invested in an investment account. Your money is invested in stocks and bonds. In which combination depends on your personal investment profile.
(Dutch = Beleggingshypotheek)

Endowment mortgage
The premium for a life insurance contract is invested in savings,stocks and bonds.
(Dutch = Leven hypotheek)

Level repayment mortgage
The mortgage is repaid in equal monthly installments for the duration of the contract. The interest payments (and the tax deduction) decrease over time. As a result, the gross monthly costs decrease over time

(Dutch = Lineaire hypotheek)