Step 8 continued

Insurance policies you will need if you own a home in the Netherlands:

 

Residential premises insurance (Dutch = woonhuisverzekering)
This is an insurance policy covering the financial implications of damage caused to your home by fire, burglary, etc. This is required by the bank if a mortgage is established. In the case of an apartment right, the residential premises insurance will be taken out by the owners association and added to the service charges.

Home contents insurance (Dutch = inboedelverzekering)
This is an insurance policy covering the financial implications of damage caused to your home contents by fire, burglary, etc.
Other insurance policies that might be useful:

Health insurance (Dutch = ziektekostenverzekering)

Legal liability insurance for private individuals (Dutch = AVP)
This insurance covers claims made against you personally. This could relate to matters such as a situation where you cause either material damage or physical injury to others, a child that kicks a ball through the neighbour's window, etc.

Car insurance (Dutch = motorrijtuigenverzekering)