Testimonials
After three years living in the Netherlands I decided it was the right time to buy my first property. After visiting several houses for months I found a house that fully met my requirements, after negotiations I had a deal on my hand.
I thought that in the same manner how I found my house I would be able to find a mortgage, but it is not as straight forward as it seems, it should not be underestimated the time and effort that buying a house takes.
I wanted help and contacted several mortgage advisors, Expat Mortgages stood up from the rest. From the first call I noted the professionalism and personal attention they provided. Expat Mortgages understands well the situation and the needs of a full time working expat in the Netherlands; moreover they are flexible enough to make sure the whole process goes smoothly without sacrificing valuable time without loosing sight of the timeline and objectives.
Expat Mortgages provided all information needed to make a good decision, on top of that they want to understand the reason behind my decisions in order to give me there best un-biased advice and products the market can offer.
The service was non-stop and an answer to all my questions came as quickly as I asked the question.
I fully recommend Expat Mortgages when buying a house, their experience, help and their work shouldn’t be underestimated.
Thanks for all your help,
Regards from happy house owner,
Bratislav Zivadinovic
Douwe Egberts Nederland
July 2010
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"In this turbulent time Bart helped me arranging mortgage and did it on a tight schedule. He accompanied me all the way from the very beginning, when I didn't even know what kind of house I want and can afford to buy, to when the keys were finally in my pocket. Thanks to Bart's great advice, tailored to my personal situation, we chose the best type of mortgage and managed to get the positive decision from a bank in just 2 weeks. Impressive."
Alexander Kristenko
Optiver Holding
July 2010
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‘Bart was very thorough in explaining all aspects of the mortgage process and helped us make good decisions. We are now completely set up and secure in our first home in Amsterdam. Bart and the entire team from Expat Mortgages were extremely helpful and accessible at all times. As stressful as moving can be, Expat Mortgages made it seem easy; definitely something we would recommend!
Lindsay Ozero and Ken Grundon
Hardrock Café Amsterdam
July 2010
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Dear Chris,
Thank you so much for all your help, you have been amazing and we could not have done it without you.
With regards,
Hilary and Richard Scott
ICap Energy AS
July 2010
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"Being foreigners in the Netherlands, not understanding the Dutch language and not familiar at all with the mortgage system, buying an apartment can be qualified as your ultimate nightmare. Yet, Expat Mortgages made our nightmare a dream; advised by a friend (Jaap), we got in touch with Chris van Maasdijk and his team, first thing that comes in mind is: "Oh well, they're gonna tell about what are the offers and then you choose and that's it". Well... not really, Chris goes meticulously on each step to first getting to know you and what you want exactly, then explaining in a diagrammed fashion all the types of available mortgages and what suits you the best. Also not to mention all the patience in re-explaining the whole thing and getting documentation available to you in English. We didn't have to worry at all about the contact with the bank and all its meanders and its complicated language...
Thank you Chris and the whole team.
Go Oranje!!
Etant étrangers aux Pays Bas, ne comprenant rien ni au néerlandais ni au système d’emprunt-logement, ma femme et moi nous voyons trés mal devenir propriétaires et sortir de l'enfer immobilier à Amsterdam. Via un ami (Jaap), nous avons pu contacter Chris van Maasdijk et ses collegues à Expat Mortgages qui nous ont guidé tout au long du process. cela a commencé par une première rencontre ou Chris tenait à mieux nous connaitre et nos besoins, puis une explication muticuleuse et claire des differents modèles d'emprunts existant et ce qui nous convient le mieux en matieres de taxes et remboursement. Je dois dire que quand on suit Chris dans ses explications on se sent un peu idiot puisque c'est si simple, il faudra juste avoir la bonne presentation. A ne pas oublier non plus, nous avons reçu toute documentation en anglais ainsi que toute la paperasse expliqué en détails.
Merci Chris, Merci toute l'équipe!!
Hup Hup Holland!!!!
Hassan Mahtat
Afflatoun Child Social and Financial Education
&
Nafila Maani
Child Helpline International
June 2010
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Dear Henk and Sandra,
I would like to express my gratitude for both your and Henk’s sincere helps, professional approach and friendship.
It has been an utmost pleasure to work with you .
Nedim Sabah
Anadolu Bank
May 2010
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I would like to recommend Expat Mortgages
This is a absolute solution for foreigner who is looking for sweet home in the Netherlands.
It took some time for me to finalize moving-in great house which is I'm living now though
It has been perfectly completed.
Thanks to Bart, for his constant and dedicated support.
The more people we have like Bart, The smaller earth comes..
Even though now I'm so busy for the initial things in Holland during working day, in the weekend
I'm seeing Heaven every day.
I really hope things will work out well for Bart and all of Expat mortgages.
Expat Mortgages must be prosperous every moment...
once again,
Danke, Thank you so much. Gracias, Obrigado, Sie-sie, Bedankt, Merci,
J.S. Chang
Pantos Logistics Benelux
April 2010
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We really appreciate the support and service we received from Expat Mortgages. Their effort was genuine, complete and very very professional. We do not think owning a house would have been this convenient if it was not for Expat Mortgages. Henk is a great professional and a true expert in the field. He knows ins and outs of mortgage options. He was always there with his cordial smile throughout the process of buying our house. He came all the way to Eindhoven for meetings even with his hurting knee. I do not remember a single occasion when I had to wait more than a day for a response from him. All we did is to drop him an email and he provided us with all his support, even afterwards. And the most amazing thing is that their help goes beyond arranging the mortgage for you, they help with translation, finding the key people in other related field, commenting on your property and price, arranging tax rebate. As we mentioned before, it was COMPLETE PROFESSIONAL SUPPORT.
Heartfelt THANKS to you guys.
Fariya Sharmeen
Abu Toasin Md Oakil
Eindhoven, Netherlands
March 2010
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It's not so irrelevant to other testimonials that I’d read since we had the same outcome of
appreciation to Expat Mortgage service. But I have to grab my chance to thank these guys
working in Expat-Mortgages especially Henk Jansen who plays a major rule for me in buying a
house in Netherlands. I’ve been in two different hypotheek advisers before i’ve known Henk. Both
of them are coming from well known bank here in Holland, however, i’m hopeless for the way
they responded and therefore conclude myself that it’s impossible to get a mortgage house here
in holland if you are an expat because they treat you not the same way that they treated their
local clients. Furthermore, they are not really prepared to do business with you. Time wasted for
me however, all the said story above were delighted when i meet Henk, (a compliment also to my
colleague Edgar who was the one introducing me to Henk Jansen) for me he made my
impossible to possible. I can say to myself that “HE'S THE RIGHT MAN”. And i’m not wrong
because for now i’m enjoying already my house in Holland. Henk’s determination and expertise to
do his job makes an outstanding performance to serve his clients well even to depend
undesirable encounter for the welfare of his client.
Many thanks to EXPAT-MORTGAGE in Netherlands, highly recommended.
Victor Patatag
Instrumentation & Control Engineer
Jacobs Nederland B.V.
March 2010
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I would like to thank the ‘Expat Mortgages’ for the great services that they provided. It was truly an impressive job.
Henk was very supportive in every step on the way. It really shows how knowledgeable and experience this people are, the way they work and taking care of the things the way they should be. The Information, documentations and procedure was well delivered. And of course, a way beyond expected positive results.
I strongly recommend the Expat Mortgages for your mortgage adviser.
As mentioned, It is really beyond my expectations the services they offered!
Keep up the good work and thank you very much.
Edgar Delfin
Jacobs Engineering Netherlands B.V.
March 2010
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" As an expat who really wanted to put down roots in Holland, I needed a company that could steer me through the jungle that is the Dutch mortage/tax/legal system. Expat mortagegs were there every step of the way from start to finish, with sound advice and a reassuring smile. They have my highest recommendation."
Dominic Seldis
Koninklijk Concertgebouworkest
March 2010
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"El servicio altamente profesional prestado por Henk fue fundamental para la adquisición de mi vivienda. El trato personal y su extenso conocimiento del sector fueron parte decisiva en todo el proceso. Muy recomendable."
Luciano Kohan
March 2010
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"Henk and his team (Bart and Sandra) were outstanding in the service they provide me. They were responsible to find a solution to buy my first house in Netherlands. I'm Brazilian and I was finding several problems to get a mortgage since I am not an EU citizen. Henk and his team, were very transparent and clear in all points I can say that less than 2 months after my first contact with Expat Mortgage I had my mortgage approved.
I highly recommend Henk and his team and hope to have the chance to hire their services again in the future."
Ezio Morresi
March 2010
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"Henk did outstanding job in helping us purchase our first home.
During the process Henk answered on all of our questions directly while making sure that we understand the answers as well as all the risks associated with our decisions. He was really patient and supportive throughout the whole process.
Thanks for making purchasing our house fun and memorable experience."
Maja Vucinic
March 2010
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I would absolutely recommend Expat Mortgages to anyone who is looking for a mortgage and is not familiar with the dutch house buying process. They provided me with an efficient, extremely informative and exceptionally helpful and friendly service which did far more than I could have asked for or expected. If you're an expat looking for a house, from my experience, this is most definitely the company you should deal with.
Oliver Owers-Gibbs
Citco Bank
March 2010
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Henk,
Thanks to your and your teams help I am very much enjoying my house and slowly re-decorating it. I have spoke to a few other people who are looking for mortgages and pointed them in your direction, hopefully they have been in contact with you.
Thanks once again
Paddy Smith
AMT Amsterdam
March 2010
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Dear Henk,
"Henk and the team at Expat Mortgages were very helpful throughout the purchase process. He is very knowledgeable and helpful. One of the best aspects of the service is that I feel I can contact Henk at anytime and he is always happy to advise me and give me the benefit of his experience."
Service Category: Financial Advisor
Year first hired: 2009
Top Qualities: Personable, Expert, On Time
Ian O'Malley
March 2010
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Dear Henk,
"As an expat, I tried to figure out how to organize a home loan in the Netherlands and came to the conclusion that it is impossible if you cannot fund a 10% deposit. But Henk specializes in difficult home loans and he made the seemingly impossible come true. I have already recommended his services to some friends."
Year first hired: 2009
Top Qualities: Great Results, Expert, Good Value
Jaco van Rooijen
March 2010
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Henk and his colleagues (at expat - mortgages) were of excellent help to me during the whole mortgage approval process. They were always available to help and guide me through the whole process. Their after sales services were also top notch. I highly recommend Henk and his company to expats living in The Netherlands. Excellent service and very friendly people. March 11, 2010
Top qualities: Great Results, Expert, On Time
Govind Chaturvedi SAP Banking Consultant
March 2010
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Dear Chris,
Please allow us to say again a huge thank you for your help and advice over the past few months. You have been an essential consultant throughout the entire process and we would be glad to recommend your services to anyone looking to buy property in the Netherlands.
Best Regards,
Scott & Rebecca Ashby
November 2009
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Hello Henk,
I would like once again to thank you for your excellent assistance and professionalism.
I really appreciate it and definitely will recommend you to other ambitious buyers!
Also, thanks again for the Prosecco-we will Proost at your health!
Best Regards,
Maria Palaiologou
Product Manager
Digital Duplicators Marketing
Ricoh Europe (Netherlands) BV
October 2009
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Beste Henk, Expat-mortgages staff!
Dank je wel voor je werk. Levering heeft vandaag plaats gevonden.
Ik merk persoonlijke aanpak in onze samenwerking en zal zeker vrienden advies geven bij jullie te shopen als ze willen een woning kopen.
Kind Regards,
Yuri Rovenkov
October 2009
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Dear Henk,
After the all process of the mortgage and stress we finally have the house.
And now we would like to thank you and your team for your work done to get this done.
Thank you very much, good job!
Keep up the good work !!!
Regards
Denis & Thirza
August 2009
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Being new to the Netherlands, Henk was a tremendous help in arranging a mortgage. He explained everything very clearly, and all documentation came with english translations. he understood my requirements and guided me through the whole process, even being there when I signed at the notary! Henk has great contacts to help sort out things like insurance, tax reflief as well as the mortgage. I would recommend Henk to any expat looking to get a mortgage in the Netherlands.” June 15, 2009
Top qualities: Personable, Expert, On Time
Stephen Dalton
hired Henk as a Financial Advisor in 2009
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Hi Chris!
Once again, Thank you for your work!
It's a real pleasure working with you!
You've done a great job!
Thanks!
Andrey Borzov
Senior consultant
Innoveer Solutions BV
June 10 2009
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Hi Chris,
Thank you very much for your great work and help. I received a call from real state company for confirmation as well.
There is an e-mail group of foreign students at Utrecht University.
Recently, there were lots of e-mails circulating around about 30% tax ruling and house purchase and so on. I forwarded a general message to the group about my experience and I gave your contact information. I hope it will bring you some customers.
Thank you very once again for everything. Before all, it was a great pleasure to get know you.
Kind Regards,
Ali Aslan
Promovendus University Utrecht
April 2nd 2009
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Henk and his team at expat-mortgages were really helpful in giving us financial advice last year. He succeeded in working with what I call a "non standard case" (expats and/or business owners) and get even a better deal for us than anyone could get at that moment (even compared to the conditions that a “standard” case would get). I would recommend his services with my eyes closed!”
Top qualities: Great Results, Expert, On Time
Paul Campos Gil
hired Henk as a Financial Advisor in 2008
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'Dear Henk and Danielle,
Thank you so much for all your help and hard work over the last months! You have been instrumental in allowing us to buy our dream home. We hope this gift goes a little way to show our appreciation'
Jake Noakes
Director of Shooting the Breeze
November 2008
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'Dear Chris,
A very big thank you to you and your team for the professional and friendly way in which we were always received and helped!'
Gerrie and Mandy Oosthuizen
Director/Optometrist
Specsavers Opticiens Lelystad
November 2008
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'Henk is one of the most effective industry professionals. He takes great care to provide realistic explanation, offer advice and deliver results. Prospective clients will be in very experienced, capable hands.'
Nada Kresic Razumic
HR Manager at Huawei Benelux
November 2008
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'Henk gave us top-notch financial advise on getting our mortgage in The Netherlands; his knowledge of the Dutch tax system also resulted in big savings for us (which none of the other agents pointed out) I met with him during our discovery week. All necessary details to get our mortgage were solved by him while I was still abroad after that meeting. Henk went the extra mile to make sure all documents were ready in time. The process was seamless. I'm more than pleased to recommend Henk for financial advise in this matter. Real turn-key service!'
Philip Schalkx
Infrastructure Program Manager at Citco Bank Netherlands
October 2008
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'I wanted to take a moment to say how impressed I am with your service and support in gaining approval for the mortgage, the efficiency in paperwork and processing and especially for understanding how important it is to communicate at the expat level. It has made a huge difference in my life and has lessened the pressures of worrying about language differences, what paperwork requires completion and just making this whole experience enjoyable.
Thank you to all of you. I am very very excited and appreciate your level of communicating with me. It means alot.
Looking forward to continuing our work together'
Marianne MacMillan
Director, Sales Training and Professional Education
EMEA V.A.C. Marketing Team
KCI Europe Holding B.V.
September 2008
